New Amex SPG Card –
Post Marriott/SPG Merger

August 24th, 2018

Since the launch of the new Marriott/SPG/ Loyalty program, American Express has made some changes to the current SPG cards, both personal and business versions.  This post will outline those changes and for all intent and purposes, it will be referred to as the SPG card until further notice.  I’m assuming this card will be rebranded to reflect the new program at some point, most likely in 2019 when the new name of the program goes live.


Sneak Peak: 

Welcome Bonus: 50,000 Rewards Points after spending $1,500 within the first three months for both Personal and Business SPG.

Annual Fee: $120/$150 (No annual fee waiver)

Referral Power: To be announced.  Amex still hasn’t updated this yet but as it stands now, it very well may be $25 statement credit per successful referral

Receive an Annual Free Night Award up to 35,000 Rewards points at participating hotels around the world on your card anniversary

Bells & Whistles:

The SPG Card offers a Welcome Bonus of 50,000 Rewards points after you spend $1,500 within the first three as well as a $25 statement credit for referrals.

Despite the recent merger between Marriott and SPG into one loyalty, these Rewards points continue to remain extremely valuable and flexible as they can be transferred and used across many different airline programs.  For instance, you can transfer points to more than 40 airlines, including United, Emirates, Lufthansa, China Eastern and more. The transfer ratio will be 3 points for one mile.  Marriott will also add 15,000 points for every 60,000 points you transfer to airline miles, for a total of 25,000 miles in the airline program of your choice.


Earning Power for the American Express SPG Card:

  • 5 points per dollar spent at Starwood and Marriott hotels
  • 2 points per dollar spent on all other purchases

American Express Business SPG Card:

  • 5 points per dollar spent at Starwood and Marriott hotels;
  • 3 points per dollar spent on eligible gas, dining, and travel; and
  • 2 points per dollar spent on all other purchases


You’ll also receive an Annual Free Night Award on your card anniversary that can be used at any Marriott or Starwood hotel that has a redemption level at or under 35,000 points.

Also, as a benefit of being a cardholder, automatic Silver Elite status will be bestowed upon you. In addition, if you happen to spend $30,000 in a calendar year, you will receive an upgrade to Gold Elite status.  

Lastly, you’ll also receive free in-room, premium internet access while staying at participating Marriott and SPG properties.


Marriott Silver Elite



Travel Coverages: 

For Travel Expenses charged to your card you will obtain the following: 

Travel Accident Insurance: up to $500,000

Lost or Stolen Baggage Insurance

You’ll also have coverage for flight delay, hotel burglary and car rental theft and damage.

Also included:

Baggage Delay Insurance: up to $500 coverage (aggregate max. with Flight Delay Insurance)



Wrap Up: 

With the continued flexibility of the New Marriott/SPG program, despite the overall devaluation compared to the previous SPG cards, it’s still fairly worthwhile to have this card.  The inclusion of the Annual Free Night Award will make it a little more enticing to apply and keep the card beyond the year mark and if not, cancel before the year is up and re-apply again in the future.


Applying for the Amex Personal SPG card through the below referral link will get you 50,000 Rewards points as well as a bonus $30 cash-back rebate from Great Canadian Rebates.

Alternatively, you can also apply for the Amex Business SPG card through the standard Amex link below (no cash-back rebate):


If you have any question or comments, get in touch in the comment section below!


Happy Wandering.


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